If you are looking for a good credit online, you will not get past the online credit broker Creditduo. The friendly and fast service of the company convinces many customers. That’s why the company has been on the market for twelve years.
With a convincing website, you can quickly get in touch with the company and its consultants. How exactly the online presence of the credit broker shows and what options you have as a customer, which will now describe the following guide in more detail.
Who or what is Creditduo?
Creditduo is a well-known company from the Internet, which acts as a credit intermediary based in Halle. The company was founded in 2006, so today the company has 12 years of experience in the market. Since its inception, the corporate figures of the credit intermediary show that the company is growing steadily.
This is also shown by the various loan offers that are quickly recognized there. The company, which is owner-managed, offers as an independent credit intermediary to domestic and foreign lenders. Thus, Creditduo can guarantee a comprehensive range of loans.
The Creditduo experience quickly shows that many satisfied customers have meanwhile collaborated with the company. To what extent the loans can be applied for there and which terms and conditions must be guaranteed, we have described in our subsequent guide a little more intense.
Contact at Creditduo
The contact possibilities to the company are based on different areas. On the one hand you have the possibility to get in touch with the company directly at the login on the website. A credit hotline provides additional information, which of course can also be easily accessed via the fixed network. In addition, the company had evolved and enabled support via WhatsApp.
How does Creditduo work?
Creditduo is an online credit intermediary with a permanent seat in Germany. For this reason alone, he is popular with many German customers. To get credit with Creditduo Guarantee, you just have to go to the website. Here you have different options.
On the one hand you can look at the different loan offers directly, on the other hand you can let the loan calculator a request credit. To quantify the loan amount, the term and the interest rate. Subsequently, a monthly rate is calculated.
With this monthly rate you can now ask for his money. But you can easily get on the button below and comes to the most varied credit offered.
If you have already had your desired credit calculated, the application is now made. This application must be completed online. Of course, as a customer you have many advantages. The way to the bank is completely eliminated by the online procedure. With the online Ident procedure, you also have the option to easily bypass the PostIdent procedure. Thus, the loan settlement can take place completely from home.
Each customer will be provided with an online loan application, which they can fill in directly on-site. After completing the loan agreement is easily signed, re-uploaded and sent to the company at the end.
Is Creditduo serious?
A dubious procedure can not be said to the service of Creditduo. The company provides comprehensive information on all its loans and also acts on the German market. Alone from this aspect you can prove the company a serious behavior.
And also the experiences, which develop after 13 years, ensure sufficient seriousness. Private visits or even calls to the employer are not to be expected at Creditduo. The Creditduo credit experience shows that customers get a consultation quickly and efficiently that really covers all wishes from A to Z. Further information about the company and its respectability can of course also be found in the imprint on the website.
Which loans are offered?
Thanks to its experience, credit company Creditduo offers a whole range of loans. Here not only employees are favored, but also self-employed persons or persons with a bad credit bureau.
Creditduo offers the following loans:
- Loans for owners
- Loans for the self-employed
- credit without
- credit remortgage
- Mortgage loans
- officials loans
- car loan
- senior loan
- installment loan
- Personal loans
- Disposable debt restructuring
- Mini credit
All these credit models are easy to apply online. Of course, different groups of people are always favored here. The various loan offers are made possible with very different conditions. You can find out which ones directly on the company’s website by simply clicking on the credit section.
Special features: Creditduo credit without credit bureau
The credit without credit bureau is of course a very special product, which also offers Creditduo. The Creditduo experience shows that this loan must be used more frequently. He is serious, competent and to get without pre-cost.
The most important thing about this credit model is that there is no insight into the credit bureau and no registration by the company takes place in the credit bureau. Thus, the credit bureau score has no effect on the loan itself. Who would like to take this loan, should count on three loan sums.
From $ 3500 to $ 7500 with interest rates of 11.11%, the loan can be used at any time. Early repayment is possible at Creditduo for all loans. The required net income you need, you can read directly on the website. Here you will find various information about net income, tax brackets and dependent children.
Special feature: Creditduo credit card
Creditduo offers another very special feature. In addition to the Creditduo credit bureaufreien credit, you have the opportunity to use the credit card as a customer. These can also be easily acquired via the Internet.
The Creditduo credit card offers different options. First, it is 100% free of charge, on the other hand, you have a greater financial headroom. Even with smaller credit bureau sins the Creditduo credit card can be used. Unwrap is the whole process without the annoying PostIdent procedure, so the credit card is available very quickly.
In addition, you have the opportunity to take advantage of the benefits of the Mastercard Gold. The credit card includes travel insurance, 5% discount on rental cars and 5% discount on travel.
The Creditduo credit card limit always applies to the application. The disposition framework can have a large margin. Of course, the customer also has the opportunity here to give different information about his credit card.
When do you get information on whether the loan has been approved?
As soon as the loan application is completed and received online, the employees immediately begin to carry out an immediate review of the loan application. On your personal loan agreement, a positive letter is sent relatively quickly within a few days before decision. If there are no problems with the loan application, the loan application can even be approved within a few hours.
Requirements to apply for a loan
To apply for a loan, very different conditions must be met. Of course, the requirements include the group of people and the appropriate credit. Creditduo experiences show that both employees and employers can apply for loans.
Self-employed as well as persons with a bad credit bureau have opportunities to get credit at Creditduo. To be able to apply for a credit you should of course have reached the age of majority.
A minimum income is also necessary to implement a loan accordingly. The exact terms and conditions that apply to each loan that users experience on the website in the individual credit areas.
Which documents are needed?
Creditduo requires the following documents to process the individual loan offers:
- The fully completed loan application
- Income and evidence of wage inputs
- If necessary, balance sheets
Further documents are not required for a first credit application. Of course, it may be that the clerk of your loan still needs other documents, but they also get notified by e-mail.
How long does it take to process the application?
The processing of credit applications usually takes Creditduo only a few hours or days. It all depends on the basics and on the requirements. Who of course has a bad credit bureau, can certainly count on longer waiting times. Nevertheless, the team of Creditduo tries relatively quickly and easily to process the loan applications.
When and how will the loan be disbursed?
When it comes to the loan amount, of course, the payment is made as soon as the loan application has been approved. How fast this works depends not only on Creditduo itself, but also on the banks with which the company works together.
The Creditduo credit experience has shown that disbursement is fairly straightforward. The sum is paid out to the respective bank account, which is deposited with Creditduo. If loan repayments or other financial products are chosen, individual payouts may occur.
What experiences have customers already had with Creditduo?
When it comes to Creditduo experiences, they are consistently positive. The credit company not only convinces with a long company time, but also with excellent valuations. Creditduo Credit’s experience has shown that many customers prefer uncomplicated and fast-pending applications. It is much easier to apply for a loan in this way than to talk to your own bank. Of course, customers have praised not only fast processing, but also the professional and friendly team behind the loan company.
Conclusion about the credit intermediary Creditduo
Creditduo is a serious provider that guarantees very different credit models. Thanks to good conditions and sufficient experience, the company can provide loans quickly and reliably. This is also reflected in the experiences that customers have had with the company.
The Creditduo credit experiences are positive and testify to a reputable company. Particularly noteworthy is the Creditduo credit card, which can also convince with good terms and a quick application.